It’s always smart to have money in the bank so that you have extra cash on hand for emergencies, large purchases, and new investment opportunities as they arise (i.e. “dry powder”). But if your money is sitting in a regular savings account today, it’s barely earning any interest at all. According to the FDIC, current […]

The world’s highest earners, and those with the overall greatest personal wealth, all share the same tip about how they made their money: to earn wealth, there’s no reason for you to work harder-you just need to work smarter. The world’s richest people rarely earn from the work they do or the business endeavors they […]

More than 90% of U.S. and European banks have explored blockchain technology. If you’re like most people, you’ve probably heard of blockchain but don’t know what it is. If you know what it is, you might not understand how it works or why it’s such a big deal. This article will break down everything you need […]

“Blockchain” is no longer a completely foreign concept to most investors. Already, worldwide spending on blockchain solutions could reach nearly $12 billion this year. Almost 3% of people worldwide are using blockchain, and now large corporations are already integrating it into their infrastructures for industries that include food, retail, insurance, government services, banking and finance, […]

Do savvy real estate investors ever invest in real estate without buying local, residential, or commercial properties? They absolutely do. Indirect property investing, where investors use funds or other instruments to invest in real estate, is growing. Commercial real estate investors believe that this trend has staying power. So how does this work? Here are […]

Right now is an interesting time to be considering new investment opportunities, but, with so many options, what is the right investment strategy? Should you keep your money in the stock market or consider real estate investments? What about crypto stocks? The answer will depend on your circumstances, your goals, and your risk tolerance, but […]

The DeFi (Decentralized Finance) Industry is rapidly expanding with its activity growing a whopping 1300% from April of last year to this past May. More and more people are leveraging the value, utility and opportunities for higher returns of decentralized financial offerings and assets. Consequently, DeFi investing is taking off in a big way. Knowing […]

You may feel the need to have all your funds actively invested. However, if you don’t have liquidity (ready access to cash for unexpected circumstances), you can find yourself in a precarious short-term cash financial situation. Especially in today’s uncertain, pandemic-driven, economic environment, where the economy vacillates unpredictably, you may want to have a plan […]

Stablecoins are digital assets tied to external assets, like the US dollar or gold, and thus have lower volatility than cryptocurrency. So while the masses have a basic understanding of Bitcoin and other types of altcoins, many are still afraid to invest in cryptocurrency because of the high volatility associated with it. Of course, anyone […]

To build personal wealth, many people seek to diversify their investment portfolios with assets like stocks, bonds, CDs, MMA’s, and others. While this is a perfectly valid approach to investing, in order to truly diversify your portfolio and any fluctuating market conditions, real estate is an important option to consider. However, this doesn’t mean that […]